Newcomer to PS5

Makita

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Recently purchased new PS5 games Disc not online from wallyworld. I installed COD modern warfare 3 yet I'm still unable to play, it keeps giving me a purchase option($69), which I don't understand.... Do I have to purchase more than just the disc to have access to the games? Not sure what to do next, nerve racking Utube is useless they assume everyone is a video game genius. Yes I'm logged in to the network, don't have any ideas what I'm doing wrong, it shouldn't be this complicated, download games and play the end, but they can't do that for some reason. Any help would be greatly appreciated, thanks in advance.
 
First I believe the PlayStation network is down so the disc files may not be installing. I don’t know if it’s fixed yet.

However:
Was the PS5 & Game new?
When you inserted the disc did the game start installing?
If yes then did you also receive any further updates to the game?
Does the game come with any DLC? If not then the cost shown may be the DLC.
When you click on the game’s icon is the disc still inserted?
 
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